Wyoming homeowners are reporting skyrocketing insurance premiums that have doubled or tripled in the last year. Other homeowners are getting dropped by companies altogether.<\/h5>\n\n\n\n
By Ren\u00e9e Jean<\/p>\n\n\n\n Every so often, Vincent Boulder of Cheyenne likes to check in on the price of his homeowner and auto insurance policy, just to make sure the numbers are where he expects them to be.<\/p>\n\n\n\n It\u2019s a good practice and, because he was paying attention, he found out before too much time had passed that his insurance rates through USAA had dramatically increased.<\/p>\n\n\n\n \u201cWhen I looked, my policy was over $4,600 for the year,\u201d Boulder told Cowboy State Daily. \u201cAnd I was like, \u2018Wow, that is definitely not the number I should be seeing.\u2019\u201d<\/p>\n\n\n\n When he pulled up his previous year\u2019s policy, just to be sure he wasn\u2019t imagining that his insurance used to be much cheaper, he saw that it had been $1,900 for a year, or $2,700 cheaper.<\/p>\n\n\n\n \u201cSo, it\u2019s more than doubled,\u201d Boulder said. \u201cAnd I just got really annoyed with that, so I threw it out there on Facebook so other military families would see it as well.\u201d<\/p>\n\n\n\n Boulder\u2019s not the only one facing dramatically higher insurance rates. His Facebook post immediately attracted dozens of other people commenting they\u2019ve had similar spikes in rates from their insurance carriers.<\/p>\n\n\n\n Some customers aren\u2019t getting higher than usual renewals, they\u2019re getting dropped altogether \u2014 despite being longstanding customers.<\/p>\n\n\n\n \u201cStory, Wyoming, FYI,\u201d Dale Reeser posted on Facebook. \u201cAnyone with Allstate Homeowners Insurance will be canceled when you are up for renewal. We just got our notice. It said we are in a designated wildfire area.<\/p>\n\n\n\n \u201cFifty-two years, $450,000 in premiums with them and not one claim. Also took them six months to come up with this determination. What if you had a claim? Good luck.\u201d<\/p>\n\n\n\n Reeser told Cowboy State Daily their ordeal began six months ago with a renewal notice from Allstate.<\/p>\n\n\n\n \u201cWe thought it was kind of odd,\u201d Reeser said. \u201cWe\u2019d never gotten a renewal letter like this before.\u201d<\/p>\n\n\n\n Reeser\u2019s wife Cindy, who has been an insurance agent, told her husband they were being \u201cprepared.\u201d<\/p>\n\n\n\n Next thing the Reesers knew, an inspector had come out to their home, listing all kinds of things the insurer said would have to be corrected.<\/p>\n\n\n\n \u201cThe inspector claimed that we didn\u2019t have spark arresters on top of the flues, which we do,\u201d Dale Reeser told Cowboy State Daily. \u201cWe have two wood-burning stoves, one in our home, and I have a big new shop, and both of those wood-burning stoves were installed by, check this out, the assistant fire chief of Story, Wyoming.\u201d<\/p>\n\n\n\n The whole thing has left Reeser feeling that the process was a sham to lay a paper trail for a decision that had already been made for when the couple would receive their renewal notice.<\/p>\n\n\n\n \u201cBottom line, 52 years, and it\u2019s morphed into this, you\u2019re not really covered in the end,\u201d Reeser said.<\/p>\n\n\n\n![\"Homeowner](\"https:\/\/cowboystatedaily.imgix.net\/Homes-in-Cheyenne-4.23.24.jpeg?ixlib=js-3.8.0&q=75&auto=format%2Ccompress\")
Getting Dropped Altogether<\/h2>\n\n\n\n